:root {
  --ink: #24323A;
  --muted: #5b6a72;
  --border: #d8e3e0;
  --panel: #f7fbfa;
  --accent: #2f8f83;
  --accent-dark: #236d64;
  --bg: #fcfffe;
}
* { box-sizing: border-box; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: var(--ink); background: var(--bg); line-height: 1.55; }
a { color: var(--accent-dark); text-decoration: none; }
a:hover { text-decoration: underline; }
.wrap { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.narrow { width: min(760px, 100%); margin: 0 auto; }
.site-header { border-bottom: 1px solid var(--border); background: white; }
.site-header-inner, .footer-inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 16px 0; }
.site-nav { display: flex; gap: 16px; flex-wrap: wrap; }
.brand { font-weight: 700; }
.hero { padding: 48px 0 28px; }
.hero-grid, .two-col { display: grid; grid-template-columns: 1.25fr 1fr; gap: 24px; align-items: start; }
.section { padding: 24px 0; }
.section-soft { background: #f4faf8; }
.card { background: white; border: 1px solid var(--border); border-radius: 18px; padding: 22px; box-shadow: 0 8px 28px rgba(36,50,58,.05); }
.payoff-box { background: var(--panel); }
.form-card { position: static; top: auto; }
.eyebrow { text-transform: uppercase; letter-spacing: .08em; font-size: 12px; color: var(--accent-dark); margin-bottom: 8px; }
h1 { font-size: clamp(30px, 4vw, 46px); line-height: 1.12; margin: 0 0 16px; }
h2 { font-size: 24px; margin: 0 0 12px; }
.lead { font-size: 18px; color: var(--muted); }
.stack-16 { display: grid; gap: 16px; }
label { font-weight: 700; display: grid; gap: 8px; }
input, textarea, select { width: 100%; padding: 12px 14px; border-radius: 12px; border: 1px solid var(--border); font: inherit; background: white; }
.btn { display: inline-block; padding: 12px 18px; border-radius: 999px; border: 1px solid transparent; font-weight: 700; cursor: pointer; }
.btn-primary { background: var(--accent); color: white; }
.btn-primary:hover { background: var(--accent-dark); text-decoration: none; }
.btn-secondary { background: white; color: var(--ink); border-color: var(--border); }
.fineprint, code { font-size: 14px; color: var(--muted); }
.flash-stack { padding-top: 16px; }
.flash { padding: 14px 16px; border-radius: 12px; margin-bottom: 10px; }
.flash-success { background: #ebf7f4; border: 1px solid #bfe0d8; }
.flash-error { background: #fff0ef; border: 1px solid #f0cbc6; }
.site-footer { border-top: 1px solid var(--border); margin-top: 36px; }
@media (max-width: 860px) {
  .hero-grid, .two-col { grid-template-columns: 1fr; }
  .form-card { position: static; }
  .site-header-inner, .footer-inner { flex-direction: column; align-items: flex-start; }
}

.button-row{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0}
.vault-level-grid{display:grid;gap:16px}.vault-level-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:18px;margin-top:14px}.vault-level-card.is-locked{background:#f8fbfa;color:var(--muted)}.vault-level-card.is-open{border-color:#bfe0d8}.vault-status-list{padding-left:18px}.flow-order-grid{margin-bottom:24px}
@media (min-width:861px){.vault-level-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}


.success-vault-card{display:grid;gap:22px}.bookmark-note{display:flex;gap:10px;align-items:flex-start;padding:14px 16px;border:1px solid var(--border);border-radius:14px;background:#f4faf8}.guide-article{display:grid;gap:18px}.guide-section{border-top:1px solid var(--border);padding-top:18px}.guide-section:first-of-type{border-top:0;padding-top:0}.prompt-box{background:var(--panel);border:1px solid var(--border);border-radius:14px;padding:14px 16px;margin-top:14px}.notes-grid{display:grid;gap:14px}.note-card{background:#fff;border:1px dashed var(--border);border-radius:14px;padding:14px 16px}.interest-panel{background:#eef7f5;border:1px solid #c9e3dc;border-radius:14px;padding:16px 18px}.vault-action-panel{border-top:1px solid var(--border);padding-top:18px}.price-pill,.value-stack p{font-size:15px;color:var(--muted)}.price-was{text-decoration:line-through;color:#7b8a92;margin-right:6px}.price-now{font-weight:700;color:var(--accent-dark)}.value-stack{display:grid;gap:8px;margin-bottom:12px}

.footer-stack{display:grid;gap:4px}.landing-grid{display:grid;gap:24px}.landing-grid-2x2{grid-template-columns:1fr 1fr;align-items:start}.landing-context{display:grid;gap:18px}.lead-list{margin-top:-8px;margin-bottom:0;color:var(--muted);font-size:18px}.button-row-vertical{flex-direction:column;align-items:flex-start}.landing-card ul,.guide-section ul,.card ul{padding-left:20px}.landing-card p+ul,.guide-section p+ul{margin-top:-4px}.landing-context .card{margin-top:0}@media (max-width:860px){.landing-grid-2x2{grid-template-columns:1fr}}

.landing-grid-2col{display:grid;gap:24px;grid-template-columns:1fr 1fr;align-items:start}.landing-col{display:grid;gap:24px}@media (max-width:860px){.landing-grid-2col{grid-template-columns:1fr}}